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1. GENERAL INFORMATION
1.1 These Terms and Conditions (“Rewards Terms”) apply to the use of The Shed by imar. Access to The Shed by imar platform is available at www.theshedbyimar.com.au (“Rewards Platform”) is provided by Arthur J. Gallagher & Co (AUS) Limited ABN 34 005 543 920 (“Gallagher,” “we,” “us,” or “our”) to eligible users of the Rewards Platform (“you”). The Rewards Platform is operated on our behalf by Think Wink Pty Ltd ABN 59 640 766 310 (“Wink”). Wink is not a Gallagher group company.
1.2 By using the Rewards Platform, you agree to be bound by these Rewards Terms. It is your responsibility to read and understand them.
1.3 These Rewards Terms may be updated from time to time at our discretion by providing notice on our website of the changes. If you do not agree to be bound by any changes to the Terms then you must cease to use and access the Rewards Platform.
1.4 The rights and obligations under these Rewards Terms are not assignable.
2. ELIGIBILITY AND USE
2.1 To be eligible for The Shed by imar and to access the Rewards Platform and earn rewards, you must:
i. have been notified of your eligibility via an offer to participate sent by us; and
ii. have acquired and maintain one or more eligible insurance products and/or policies distributed through our “Select” and “SBC” (including imar) business units (Personal Lines excluded); and
iii. have paid (and continue to pay) any applicable fees and all insurance premiums (including any statutory charges) in relation to any such policies and/or products referred to in section 2.1(ii) on or before the due date stated in the relevant tax invoice; and
iv. have a valid email address and mobile phone number.
2.2 You may only hold and use one “The Shed by imar” account, and your account is non-transferable. For the avoidance of doubt, access to the Rewards Platform is limited to a single eligible user and where the user is an entity or organisation it is limited to the sole individual nominee as nominated by that entity or organisation.
2.3 If you’d like to enquire about eligibility please use the Contact Us form on the Help & Support Page on The Shed by imar or email imar@imar.com.au.
3. CASHBACK REWARDS
3.1 Cashback rewards is a benefit you can earn through The Shed by imar. Once the Redemption Criteria has been met (refer to Section 5), the balance of your cashback rewards balance will be available to be converted into either a Digital Prepaid Mastercard or a digital retailer gift card (“Retailer Gift Card”). Please note that both the Digital Prepaid Mastercard and Retailer Gift Card have expiry dates, restrictions on use and are subject to forfeiture if not redeemed with the relevant time periods (refer to Section 6).
3.2 You may earn cashback rewards through:
i. Purchases made from participating online retailer offers accessible through the Rewards Platform; and
ii. Other The Shed by imar offers and opportunities, subject to their own individual terms and conditions.
3.3 Cashback rewards may not be credited to your account immediately but will be added to your rewards balance and shown in the dashboard of the Rewards Platform.
3.4 You can view the cashback rewards you have accrued by accessing the Rewards Platform and checking the balances shown in the dashboard. The displayed balance is an estimate only, and we do not guarantee its accuracy to the maximum extent permitted by law.
3.5 The status of your accrued cashback rewards will be displayed in the dashboard under two categories:
i. “Rewards Balance”: This is the total cashback rewards in your account that has been cleared and will be available for redemption once the Redemption Criteria have been met.
ii. “Pending Balance”: This represents cashback rewards earned through retailer offers that has not yet cleared from participating retailers. Participating retailers may have different clearing periods. It may take up to 7 days for cashback rewards to be tracked and recorded in your Pending Balance and up to 120 days for credit in your Pending Balance to move into your Rewards Balance. Your Pending Balance is not available for redemption.
3.6 Cashback rewards are personal to you and cannot be transferred to anyone else, unless notified otherwise by us.
3.7 Cashback rewards may be collected and used for business, personal and household purposes only. You may not collect or use cashback rewards for any purchases on a charge account or for any other commercial purpose. We reserve the right to apply purchase limits for the collection of cashback rewards at our discretion and without notice.
3.8 As long as you meet eligibility criteria set out in Section 2.1, subject to your access being suspended or terminated as set out in these Rewards Terms, you will have access to The Shed by imar and your cashback rewards remain active.
3.9 If you cease to meet the eligibility criteria set out in Section 2.1, then you will no longer have access to The Shed by imar (or the Rewards Platform) and the balance of your cashback rewards will be forfeited 30 days after you cease to be eligible (unless you are able to meet the eligibility criteria within the 30 day period, in which case your access to The Shed by imar will be reinstated and you will continue to accrue cashback rewards).
4. EARNING CASHBACK REWARDS: RETAIL OFFERS
4.1 To earn cashback rewards through a retail offer, you must access the participating retailer's store via the Rewards Platform.
4.2 Cashback rewards will be added to your Rewards Balance once a purchase is approved by the retailer. The approval process and the amount of cashback rewards earned are the sole responsibility of the retailer.
4.3 Please review the retailer's terms and conditions for the participating offer within the Rewards Platform before making a purchase.
4.4 You do not earn cashback rewards on:
i. GST or Tax;
ii. Orders paid with store credits;
iii. Orders using unauthorised discount codes;
iv. Freight and delivery fees;
v. Orders that are cancelled, changed, or refunded;
vi. Transactions detected as fraudulent;
vii. Purchases where you visit other websites after clicking through the Rewards Platform;
viii. Orders placed outside of 2 hours after clicking through to the Rewards Platform;
ix. Orders not fully completed through the Rewards Platform;
x. Purchases where a gift card is used as payment; or
xi. Purchases of gift cards unless otherwise stated.
4.5 If you return goods or receive a refund for the goods or services in respect of which cashback rewards are earned, we will reverse (debit) any cashback rewards allocated to you.
4.6 We reserve the right to reverse (in full or partially) cashback rewards allocated to you if there are grounds that, in our discretion, justify a reversal, such as (but not limited to):
i. if the cashback rewards were allocated to you by mistake;
ii. if you earned cashback rewards through unintended, deceptive, dishonest, or fraudulent means;
iii. your order made via the Rewards Platform was cancelled, exchanged or there were amendments made post purchase;
iv. your purchase made via the Rewards Platform did not meet the individual retailer’s terms and conditions, including that you used a promotional voucher, coupon code, gift card or similar which the individual retailer did not validate; or
v. the Rewards Platform was not the last website you clicked before making your purchase, meaning you did not go through the Rewards Platform to make your purchase, and in such circumstances you will be notified via email.
4.7 We may monitor your purchase history to ensure that cashback rewards are accumulated only as intended.
5.1 Cashback rewards will be available for redemption once the following criteria ("Redemption Criteria") are met:
i. you remain eligible to access The Shed by imar, as set out in Section 2.1;
ii. to redeem your Rewards Balance as a Retailer Gift Card, a minimum Rewards Balance of A$25 has been earned (other than a Bunnings Retailer Gift Card which requires a minimum Rewards Balance of A$30 to redeem);
iii. to redeem your Rewards Balance as a Digital Prepaid Mastercard, a minimum Rewards Balance of A$27 has been earned;
5.2 Cashback rewards do not have cash value and cannot be converted to or withdrawn as cash. When it comes time to redeem your Rewards Balance, one cashback reward converts to A$1.00.
5.3 Once the Redemption Criteria are met, the balance of your rewards balance will be available to convert into a Digital Prepaid Mastercard or Retailer Gift Card.
5.4 You will receive an email with instructions on how to activate and use your Digital Prepaid Mastercard or Retailer Gift Card (note relevant expiry periods set out in Section 6 relating to the use of such cards).
5.5 If you have recently purchased a new product or cancelled a product, the criteria for redeeming your cashback rewards may change. It can take up to 48 hours for this update to be reflected in the Rewards Platform.
6. DIGITAL PREPAID MASTERCARD AND RETAILER GIFT CARDS
6.1 Cashback rewards can be redeemed by imar customers as either a Digital Prepaid Mastercard or Retailer Gift Card. The Digital Prepaid Mastercard and Retailer Gift Cards are subject to each of these Rewards Terms, Mastercard’s terms and conditions and the relevant retailer terms and conditions, respectively.
6.2 The Digital Prepaid Mastercard card is a digital prepaid Mastercard, like a prepaid Mastercard, tailored for your mobile phone wallet. Both the Digital Prepaid Mastercard and Retailer Gift Card have expiry dates and cashback rewards will be forfeited if not used within the relevant time periods (see Sections 6.4, 6.6 and 6.7 below).
6.3 Once the Redemption Criteria is met and your balance exceeds either A$27 (minimum requirement to redeem a Digital Prepaid Mastercard) or A$25 (minimum requirement to redeem a Retailer Gift Card, other than a Bunnings Retailer Gift Card which has a minimum requirement of A$30 to redeem), you choose to redeem your Reward Balance, you'll be required to provide a mobile phone number. You will be sent an SMS and/or email within 7 days containing a link on how to activate either your personalised Digital Prepaid Mastercard or Retailer Gift Card. The link within your email and/or SMS will expire three months after you receive it. Redemption values for Retailer Gift Cards are subject to change by the relevant retailer.
6.4 To prevent forfeiture, you must activate your chosen Digital Prepaid Mastercard or Retailer Gift Card within 3 months of receiving the SMS and/or email referred to in section 6.3 above, or you will lose the cashback rewards balance within the card.
6.5 Following activation, the Digital Prepaid Mastercard can be added to your mobile phone's digital wallet (e.g., Apple Pay, Google Pay, or Samsung Pay) and can only be used wherever Digital Prepaid Mastercard’s are accepted within Australia, while the Retailer Gift Card can be redeemed at any of the locations and websites specified in the terms and conditions for the respective retailer.
6.6 Your Digital Prepaid Mastercard (if selected) is subject to a Mastercard fee of A$2.00 that will be deducted from your Reward Balance and is valid for 12 months from the date of issue and cannot be used after its expiry. Any remaining balance after the expiry date will be forfeited.
6.7 Your Retailer Gift Card (if selected) is valid for a minimum 3 years from the date of issue and cannot be used after its expiry. Any remaining balance after the expiry date will be forfeited.
6.8 The Digital Prepaid Mastercard and the Retailer Gift Card provided through The Shed by imar program are not reloadable.
6.9 For any errors or inquiries concerning your Digital Prepaid Mastercard or Retailer Gift Card, please refer to the instructions provided at the time of receiving the relevant card.
7. PRIVACY AND SECURITY
7.1 Wink will take all reasonable precautions and measures to maintain the security and privacy of your personal information and data. However, breaches of security are still possible. Therefore, neither Wink nor Gallagher can guarantee the complete security of your information, and to the maximum extent permitted by law, neither Wink nor Gallagher will be held liable for any loss or damage arising from a breach of security.
7.2 Wink will handle your personal information in accordance with its privacy policy and the Australian Privacy Act 1988, which includes the Australian Privacy Principles.
7.3 Information regarding the collection, storage, disclosure, and use of your personal information by Wink can be found in the Wink privacy policy (accessible at https://thinkwink.com.au/privacy).
7.5 Regarding the Rewards Platform, Wink may collect information, including:
i. Information provided by you through the Rewards Platform and related to your Rewards Platform usage.
ii. Information provided by participating retailers and/or service providers concerning your transactions and other usage details on the Rewards Platform.
iii. Information about your general engagement with the Rewards Platform.
iv. Information related to your rewards.
7.6 Your personal information will be used by Wink to facilitate the operation of the Rewards Platform. This includes:
i. Operating, conducting, and administering The Shed by imar.
ii. Facilitating your access to and participation in the Rewards Platform, as well as providing the benefits of The Shed by imar (including redemption of cashback rewards).
iii. Confirming the eligibility of transactions for cashback rewards.
iv. Identifying suspicious transactions and detecting/preventing fraud.
v. Facilitating the provision of updates.
vi. Any other reasonably expected related purposes.
7.7 To enable Gallagher customers the opportunity to register with The Shed by imar program, limited information will be shared by us with Wink. The information shared with Wink will be restricted to a unique code formed from a combination of letters and numbers from your company name and client code, and you acknowledge and agree to us making such disclosure.
7.8 Your personal information will also be disclosed to and used by TCN Group Pty Ltd ABN 87 626 501 568, the issuer of the Digital Prepaid Mastercard, to facilitate the redemption of cashback rewards, and you acknowledge and agree to such disclosure.
7.9 Clicking links to access cashback rewards will take you to a third party site which will be subject to the terms of use and conditions of the third party, which is separate to these Rewards Terms. By providing information via that third-party site, you will be providing information directly to that third party. We recommend that you read the privacy statement of the third-party site if you are clicking through or are redirected to any such sites.
7.10 Gallagher and Wink have entered into an agreement in relation to the establishment of The Shed by imar program, which ensures compliance with relevant privacy law and includes a framework for notification of data breaches.
8. YOUR OBLIGATIONS AND RESPONSIBILITIES
8.1 Any information you provide to us or to Wink must be true, accurate, and complete.
8.15 Your personal information supplied to Wink will correspond to your client reference relating to your insurance policy.
8.2 It is your responsibility to ensure that your personal details within the Rewards Platform are correct and up to date, as failure to do so may result in the inability to provide you with cashback rewards.
8.3 You are responsible for maintaining the safety and security of your The Shed by imar account. It is your duty to take all reasonable steps to prevent unauthorised use or access to your account and account information. You are liable for all transactions made using your account. We are not liable for any loss or damage resulting from unauthorised use of your account.
8.4 Any tax, liability, or duty incurred by you as a result of your use or participation in The Shed by imar or obtaining rewards through the Rewards Platform is solely your responsibility. You alone will be liable for assessing and paying any such tax liability.
9. OUR RIGHTS
9.1 We do not provide any warranty regarding the continuous availability of the Rewards Platform. We reserve the right to:
i. Terminate or suspend your access to the Rewards Platform.
ii. Change, update, withdraw, terminate, or suspend The Shed by imar or any content, features, or functionality of the Rewards Platform, in whole or in part.
9.2 Grounds for termination or suspension of access under condition 9.1(i) above include if you (or someone using your The Shed by imar account details):
i. Abuse, misuse, or attempt to abuse or misuse your account, the Rewards Platform, or any other associated elements of The Shed by imar.
ii. Engage in conduct contrary to these Rewards Terms.
iii. Fraudulently accumulate cashback rewards.
iv. Provide incorrect or misleading information.
v. Engage in unacceptable conduct related to your account, including conduct that we reasonably suspect of dishonesty, fraud, or wrongful conduct.
vi. Act against our business interests, reputation, or the interests and reputation of our related bodies corporate, clients, partners, retailers, and suppliers.
vii. Declare bankruptcy, become of unsound mind, or pass away.
9.3 Except where these Rewards Terms expressly provide otherwise, we are not required to notify you in advance or provide reasons for any action we take regarding your access to the Rewards Platform.
9.4 In the event of the termination or suspension of The Shed by imar, cashback rewards will be paid out in accordance with these Rewards Terms. All disclaimers, exclusions, limitations
10. LIMITATIONS OF LIABILITY
10.1 You acknowledge and agree that there may be:
i. delay in issuing you with rewards credit;
ii. acts, errors, or omissions by us in the course of providing The Shed by imar (including as referred to in these Rewards Terms); or
iii. a suspension and/or termination of the Rewards Platform including the ability for you to earn and enjoy cashback rewards and the nature of reward redemption, and to the maximum extent permitted by law (and provided that nothing in these Rewards Terms limits your rights under the Australian Consumer Law), Gallagher and Wink will not be liable to you in any way for any cause in connection with such matters.
10.2 You agree that any comments, suggestions or recommendations you may receive from us or others as part of The Shed by imar may not be suitable, accurate or complete and you must not rely on them in a way which may give rise to any loss or damage. If you intend to rely on anything in connection with the Rewards Platform, your reliance should be based solely on your own judgement, including as to the extent to which you should obtain or use any rewards credit.
10.3 Provided that nothing in these Rewards Terms limits your rights under the Australian Consumer Law, any liability Gallagher and Wink may have to you in negligence, breach of contract or otherwise, and all conditions and warranties as to the condition, suitability, quality, fitness or safety of any services supplied by us pursuant to these Rewards Terms, whether express or implied by statute, are excluded to the maximum extent permitted by law.
11. INDEMNITY
11.1 You indemnify Gallagher and Wink in respect of any liability incurred by us for any loss, cost, damage, or expense, howsoever caused, suffered by us as a result of your breach of these Rewards Terms.
12. AVAILABILITY OF REWARDS PLATFORM
12.1 Since electronic services are subject to interruption or breakdown, access to the Rewards Platform is offered on an “as is” and “as available” basis only.
12.2 We may impose limits or restrictions on the use you may make of the Rewards Platform, features and functionality.
12.3 Any cost associated with accessing the Rewards Platform is the user’s responsibility and is dependent on their respective internet or telecommunications service provider.
13. CHANGES TO THESE TERMS
13.1 These are the current Rewards Terms. We may at any time change these Rewards Terms for security, legal or regulatory reasons, or to reflect updates or changes to the services, content, features or functionality of The Shed by imar or the Rewards Platform.
13.2 You accept that we provide you with sufficient notice of any variation by making available on the Rewards Platform the current version of the Rewards Terms, unless otherwise required by the law or any applicable Code.
13.3 By your use of the Rewards Platform after any variation, you are taken to have accepted the varied Rewards Terms.
14. OTHER GENERAL CONDITIONS
14.1 In these Rewards Terms, unless the contrary intention appears:
i. the singular includes the plural and vice versa;
ii. headings are for convenience only and do not affect interpretation;
iii. a reference to ‘include’ or ‘including’ means ‘including but not limited to’.
14.2 The information provided in the Rewards Platform has been provided in accordance with Australian laws only.
14.3 The law applicable to The Shed by imar, and to any complaints arising from it is the law in force in the State of New South Wales, Australia. By accessing The Shed by imar, you irrevocably submit to the jurisdiction of the courts of the New South Wales, Australia and any courts which have jurisdiction to hear appeals from such courts, unless the complaint relates to an insurance or banking contract in which case relevant state or federal law will apply.
14.4 Should any part of these Rewards Terms be found to be void, unenforceable or invalid, then it is severed from these Rewards Terms, leaving the remainder in full force and effect, provided that the severance has not altered the basic nature of the agreement.
14.5 You may not rely on our words or conduct as a waiver of any right unless the waiver is in writing. Conduct includes delay in the exercise of any right. Right means any of our rights arising under or in connection with these The Shed by imar Rewards Terms or otherwise and includes the right to rely on this term. Waiver includes an election between rights and remedies and conduct which might otherwise give rise to an estoppel.
15. CONTACT US
15.1 If you have any queries or complaints regarding The Shed by imar, please raise a customer enquiry under the ‘Help & Support’ section in the Rewards Platform.
Promotion:
imar Registration Campaign Promotion
Promoter:
Arthur J. Gallagher & Co (AUS) Limited (ABN 34 005 543 920) of Level 2, 289 Wellington Parade South, East Melbourne VIC 3002. Ph: 1300540156. imar is a business name of the Promoter and a reference to the “Promoter” in these Conditions of Entry and Schedule (together the “Conditions of Entry”) shall include imar. For any enquiries regarding this Promotion, please contact the Promoter via info@imar.com.au or 1300540156
Promotional Period:
Start time/date: 12:01 am AEDT on 26 October 2026
End time/date: 11:59 pm AEDT on 29 November 2026
Eligible entrants:
Entry is only open to Australian residents who are 16 years of age or over. Entrants under 18 years of age must have parent or legal guardian approval to enter the Promotion.
An ”Eligible Policy” is an insurance product or policy distributed through the Promoter's "Select" and "SBC" business units (including imar), excluding Personal Lines products ("Eligible Policy").
An entrant must hold and maintain an Eligible Policy throughout the Promotional Period or, if the Eligible Policy is purchased during the Promotional Period, maintain it from the date of purchase until the end of the Promotional Period.
How to Enter:
To enter the Promotion, the entrant must complete all of the following steps during the Promotional Period:
hold and maintain an Eligible Policy throughout the Promotional Period, or, if the Eligible Policy is purchased during the Promotional Period, maintain that Eligible Policy from the date of purchase until the end of the Promotional Period; and
register as a member of The Shed at imartheshed.com.au/login, or log in to their existing The Shed account .
Existing members of The Shed who hold an Eligible Policy and are opted in to marketing communications from the Promoter at the start of the Promotional Period are automatically entered into this Promotion and do not need to take any further steps during the Promotional Period.
To remain eligible to win a Prize, an entrant must, at the time of the draw, continue to hold an Eligible Policy, remain a member of The Shed.
Each entrant must comply with these Conditions of Entry and with The Shed Rewards Terms and Conditions accessible at https://imartheshed.com.au/terms-and-conditions (“Rewards Terms”) — refer to clause 12.
Entries permitted:
Limit of one (1) entry permitted per The Shed account. This limit applies regardless of the number of Eligible Policies or The Shed accounts held or controlled by the entrant.
Winner Determination:
Draw:
The draw will be conducted by Think Wink Pty Ltd ABN 59 640 766 310 (Wink)at 12:00 pm AEDT on 09 December 2026 using computerised random selection.
The first one hundred and fifty four (154) valid entries drawn will be the winners of the Prizes specified below. The Prizes will be drawn in descending order of value, as follows:
the first valid entry drawn will win Prize 1;
the second valid entry drawn will win Prize 2;
the third valid entry drawn will win Prize 3;
the fourth valid entry drawn will win Prize 4; and
the fifth to the one hundred and fifty-fourth valid entries drawn will each win Prize 5.
Each winning entry will be removed from the draw once selected. Each entrant and each The Shed account is eligible to win a maximum of one (1) Prize.
The draw conductor may select additional reserve entries in case a winning entry or entrant is invalid or ineligible, or in the case of Prize 5 winners, the Credit Prize cannot be applied to the original winner.
If the draw is scheduled on a weekend or a public holiday, it will be conducted at the same time and location on the next business day.
Each winner of a Prize is determined by chance. Skill plays no part in determining the winners and each valid entry has an equal chance of being drawn.
Total Prize Pool:
AUD$5,000.00
Prize Description (each a “Prize”)
Number of Prizes
Value (per Prize)
Prize 1: a $1,000 JB Hi-Fi gift card.
AUD$1,000.00
Prize 2: a $500 JB Hi-Fi gift card.
1x AUD$500.00
Prize 3: a $300 Shell gift card.
1x AUD$300.00
Prize 4: a $200 Shell gift card.
1x AUD$200.00
Prizes 5-154: each prize is a $20 credit applied to each recipient’s The Shed account (each a Credit Prize).
Further Prize Details:
Prizes 1 to 4 are subject to the terms and conditions of the relevant gift card issuer. Any ancillary costs associated with redeeming those Prizes are not included in the Prize and will be borne by the winner. Any unused balance of a Prize will not be awarded as cash. Redemption of a Prize is subject to any terms and conditions of the issuer of the Prize.
Prizes 5 to 154 are subject to the Rewards Terms, including any minimum balance, activation, redemption and membership requirements set out in the Rewards Terms.
Membership of The Shed requires the member to hold an Eligible Policy.
Credit Prizes will be credited to the winner's The Shed account within sixty (60) days after the Prize Draw. Each recipient will receive an automated email notification confirming that the Credit Prize has been applied to their account. Recipients will not be publicly announced.
A Credit Prize is not transferable and cannot be converted to or redeemed for cash. The holding and redemption of a Credit Prize are subject to the Rewards Terms, including any applicable minimum balance and activation requirements. Each Credit Prize remains available for redemption for so long as the recipient continues to satisfy the eligibility requirements for membership of The Shed. If a recipient ceases to be eligible, any unredeemed Credit Prize will be forfeited in accordance with the Rewards Terms.
Each recipient of a Credit Prize agrees to be bound by, and to use any Credit Prize in accordance with, The Shed Rewards Terms (refer to clause 12 below). Minimum balance requirements apply before cashback rewards (including a Credit Prize) can be redeemed (refer to the Rewards Terms).
If a winner ceases to satisfy the eligibility requirements for membership of The Shed before their Credit Prize is applied, the Credit Prize will be forfeited and awarded to the first eligible reserve entrant who has not won another Prize. If no eligible reserve entrant is available, the Promoter will conduct a replacement draw from the remaining eligible non-winning entries using computerised random selection at the same location as the original draw, subject to any directions of a regulatory authority. The replacement winner will be notified within seven (7) days and the Credit Prize applied within sixty (60) days after they are determined.
Winner notification:
Prizes 1-4 winners will be contacted in writing within seven (7) days of the draw and published at https://imartheshed.com.au/terms-and-conditions by 16 December 2026.
Unclaimed Prizes:
Prize(s) (excluding Prizes 5 to 154) must be claimed by 12:00 pm AEDT on 11 January 2027. If any of Prizes 1 to 4 remain unclaimed, an unclaimed Prize draw will take place at the same time and place as the original draw on 12 January 2027. The winner(s) of the unclaimed Prize draw will be contacted in writing within seven (7) days and published at https://imartheshed.com.au/terms-and-conditions by 19 January 2027. The draw conductor may select additional reserve entries in case an invalid entry or entrant is drawn.
Prizes 5 to 154 do not need to be claimed and will be applied automatically to the relevant winners’ The Shed accounts. The unclaimed Prize draw does not apply to Prizes 5 to 154.
If there are no Prize winners for Prizes 1 to 4, or the relevant winners cannot be contacted, this information will be published at https://imartheshed.com.au/terms-and-conditions.
Each entrant agrees and acknowledges that they have read these Conditions of Entry and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry. Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.
The Promotion commences on the Start Date and ends on the End Date. Where applicable, entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.
Valid and eligible entries will be accepted during the Promotional Period. The Promoter accepts no responsibility for any entry that is delayed, lost or not received due to circumstances beyond the Promoter’s reasonable control.
Officers and employees (and their immediate family members) of the agencies/companies directly associated with the conduct of this Promotion, the Promoter, businesses involved in determination of winner/s for the Promotion, businesses involved in the management of the Promotion, any organisation benefiting from the Promotion, the Promoter’s distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter.
Entrants under 18 years of age must have the consent of a parent or legal guardian (over 18 years of age) to enter the Promotion. The parent or legal guardian must read and consent to these Conditions of Entry. An entry submitted without the required consent will be invalid.
If a Prize winner is under 18 years of age, the Prize will be delivered to the winner’s parent or legal guardian on the winner’s behalf. The Promoter may require evidence of the parent or legal guardian’s identity and authority before delivering the Prize.
All reasonable attempts will be made to contact each winner.
If any winner of Prizes 1 to 4 chooses not to take their Prize (or is unable to take it), or does not claim a Prize within the time specified in these Conditions of Entry, the winner will forfeit the Prize and the Promoter is not obliged to offer a substitute Prize. Prizes 5 to 154 do not need to be claimed and will be applied automatically in accordance with the Schedule.
Prizes are as stated and are not exchangeable, transferable or redeemable for cash, nor will any alternative prize be offered, unless otherwise specified in writing by the Promoter.
If a Prize (or portion of a Prize) is unavailable, the Promoter reserves the right to substitute the Prize (or that portion of the Prize) to a prize of equal or greater value and specification, subject to any written directions of a regulatory authority.
No fee is charged by the Promoter to enter the Promotion. Where entry is allowed online, there is no additional cost to enter the Promotion other than any cost paid by the entrant to access the website or social media platform of entry via their Internet service provider.
Use of The Shed
The Shed rewards platform is available at https://imartheshed.com.au/ (Rewards Platform) and is provided by the Promoter to eligible users. The Rewards Platform is operated on the Promoter's behalf by Wink. Wink is not a Gallagher group company.
Use of the Rewards Platform, membership of The Shed, and the earning, holding, redemption and forfeiture of cashback rewards (including each Credit Prize) are governed by the Rewards Terms, and not by these Conditions of Entry.
By registering for, or continuing to use, the Rewards Platform, each entrant agrees to be bound by the Rewards Terms and acknowledges that they have read and understood them, including the provisions dealing with:
eligibility for, and suspension or termination of, membership of The Shed;
the collection and use of personal information by the Promoter and Wink;
the disclosure of personal information by the Promoter to Wink, by Wink to the Promoter, and to third parties;
the reversal and forfeiture of cashback rewards, and the minimum balance and activation requirements that apply before cashback rewards may be redeemed; and
the limitations and exclusions of liability, and the indemnity, in favour of the Promoter and Wink.
To the extent of any inconsistency between these Conditions of Entry and the Rewards Terms in relation to the Rewards Platform, membership or cashback rewards (including a Credit Prize ), the Rewards Terms prevail. These Conditions of Entry govern the conduct of the Promotion and the award of Prizes.
Nothing in this clause 12 limits, excludes or modifies any Non-Excludable Guarantee (defined below).
The Rewards Terms may be updated from time to time at the Promoter’s discretion by providing notice on the Promoter’s website of the changes. If an entrant does not agree to be bound by any changes to the Rewards Terms then they must cease to use and access the Rewards Platform.
The Promoter collects personal information from all entrants in order to conduct the Promotion and may, for this purpose, collect, use and disclose such information to third parties, including but not limited to agents, contractors, service providers, Wink, Prize suppliers and as required, to regulatory authorities. The Promoter may, if entrants opt in to receive marketing, also collect and use the personal information from entrants for the purpose of sending entrants marketing and promotional communications regarding the Promoter’s goods and services. Please see the Promoter’s Privacy Policy (see below) for more information about how the Promoter collects, stores, uses and discloses personal information, including details about overseas disclosure, access, correction, how entrants can make a privacy-related complaint and the Promoter’s complaint-handling process. By providing personal information to the Promoter, the entrant agrees to the collection, use, storage and disclosure of that information as described in this clause 13 and the Promoter’s Privacy Policy found at https://www.ajg.com/au/global-privacy-notice/.
The Promoter’s direct marketing communications will, where required by the Spam Act 2003 (Cth), contain a functional unsubscribe functionality that the entrant may use to opt-out of any further such communications and provided that the functional unsubscribe facility complies with the Spam Regulations 2021 (Cth).
For the purposes of public statements and advertisements, in respect of Prizes 1 to 4, the Promoter may only publish the winner's surname, initial and, for winners located in South Australia, their postcode of residence. Winners of Prizes 5 to 154 will not be publicly announced.
If a Prize is provided to the Promoter by a third party, the Prize is subject to the terms and conditions of the third party prize supplier which each winner accepts by virtue of claiming their respective Prize. The terms and conditions which apply to the Prize at the time it is issued to the winner will prevail over these Conditions of Entry in the event of any inconsistency. To the extent permitted by law, the Promoter accepts no responsibility or liability for any delay or failure by the third party to deliver the Prize, any delay or failure relating to the Prize itself or failure by the third party to meet any of its obligations in these Conditions of Entry or otherwise.
Nothing in these Conditions of Entry limits, excludes or modifies or purports to limit, exclude or modify any legislation which cannot lawfully be excluded or limited, including the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth) or any other applicable State or Territory legislation (“Non-Excludable Guarantees”).
Each winner expressly acknowledges that despite anything to the contrary but subject to the Non-Excludable Guarantees, the Promoter (and its associated agencies and companies) will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained in connection with this Promotion or the Prize.
If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may, in its sole discretion, withdraw, cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a Prize, subject to State or Territory regulation and the entrants or winner will not be entitled to any compensation.
Except as set out in clause 6 above, each Prize will be awarded to the person named in the entry and any entry that is made on behalf of an entrant or by a third party will be invalid. The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). If a winner cannot provide suitable proof as required by the Promoter to validate their entry, the winner will forfeit the Prize in whole and no substitute Prize will be offered to that winner. The Prize may be awarded to a reserve entrant or replacement winner in accordance with the Schedule. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will (at the Promoter's discretion) be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.
Each entry must be made by, and each Prize will be awarded to, a natural person. Where the holder of an Eligible Policy is a company, trust, partnership or other entity, the entrant is the individual nominated by that entity as the sole authorised user of its The Shed account in accordance with the Rewards Terms.
A maximum of one (1) entry only will be accepted in respect of each The Shed account and a maximum of one (1) Prize may be awarded to each entrant and in respect of each The Shed account. The Promoter may require an entrant to provide evidence that they are the nominated individual, and may declare an entry invalid if that evidence is not provided. An entrant under 18 years of age may be a nominated individual if permitted under the Rewards Terms.
The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. If there is a dispute concerning the conduct of the Promotion or claiming a Prize, the Promoter will resolve the dispute in direct consultation with the entrant. If the dispute cannot be resolved the Promoter’s decision, acting reasonably, will be final.
Entrants are responsible for ensuring that their contact details are complete, accurate and current. The Promoter is not responsible where it is unable to contact a winner because the contact details available to it are incorrect, incomplete or no longer current.
The Promoter may communicate, advertise or run this Promotion using Facebook or Instagram. However, the Promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook or Instagram. You provide your information to the Promoter and not to Facebook or Instagram.
By entering the Promotion, an entrant releases and indemnifies the Promoter, Facebook and Instagram (including its officers, employees and agents) from and against all actions, liabilities, penalties, claims or demands the entrant may have against the Promoter, Facebook or Instagram or that the Promoter, Facebook or Instagram may incur for any loss or damage which is or may be suffered or sustained as a direct or indirect result of an entrant entering or participating in the Promotion or winning or failing to win a Prize, or using or permitting any other person to use the Prize, except for any liability which cannot be excluded by law or which would cause any part of this clause to be void or unenforceable.
Notwithstanding any other clause in these Conditions of Entry, the Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation). For the sake of clarity, this clause shall not apply where the Promoter has contributed to or caused such loss, expense, damage, personal injury or death and shall not apply to any liability which cannot be excluded by law (in each case the Promoter’s liability is limited to the minimum allowable by law).
The Promoter accepts no responsibility for any tax implications relating to receipt of a Prize and the entrant must seek their own independent financial advice in regards to the tax implications relating to receipt of a Prize.
Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
Authorised under: ACT Permit No. TP 26/02614
These Conditions of Entry are governed by the laws of New South Wales. Entrants submit to the jurisdiction of the courts of New South Wales.